Funding Program

New Construction Financing for Real Estate Investors

Private new-construction financing can help real-estate investors and builders fund ground-up investment projects, including eligible acquisition and construction costs.

What Current Programs May Offer

Selected active investor-lending relationships currently advertise leverage up to 95% LTC and funding for 100% of eligible construction costs.

How Funding Is Typically Used

Land or property acquisition, vertical construction, project costs, and draws tied to construction progress may be considered depending on the program.

Important Underwriting Factors

Experience, project scope, budget, property value, liquidity, credit, exit strategy, state, documentation, and draw structure can affect eligibility.

One active relationship currently advertises closings in 3 weeks or less, 0-point and deferred-point options, virtual draw inspections, no prepayment penalty, and availability in more than 40 states. Pricing and all other terms depend on the current program and underwriting; nothing shown is guaranteed.

Final approval, leverage, rate, fees, draws, documentation, and timing are determined by the applicable provider.

Who This Is Best For

Real estate investors focused on acquisition, renovation, and exit strategy.

How Review Works

Fix-and-flip review connects the acquisition, renovation plan and resale or refinance exit. Joe looks at purchase price, property condition, renovation scope and budget, projected value, investor profile and requested structure.

What Matters Most

The project budget, property value, renovation scope, timeline, liquidity, experience and exit plan can all affect fit. Providers may evaluate the acquisition and renovation components separately.

Program Guide

Fix & Flip Loans: Quick Answer & Review Factors

Quick Answer

Fix-and-flip financing is short-term real-estate funding designed around acquiring and renovating an investment property for resale or another exit. Approval depends on the borrower, property, project and provider requirements.

How To Think About Fit

A strong scenario ties the renovation budget to a realistic scope of work and exit. Unexpected construction costs or timeline changes can affect a project, so the funding structure should be evaluated alongside contingency needs.

Documentation To Expect

Purchase details, property information, renovation scope and budget, contractor information when required, liquidity and investor experience may be part of the review.

A suggested funding path is not an approval. Final eligibility, documentation, terms and funding decisions are subject to the applicable provider and program requirements.

Common Uses

Common Uses For Fix & Flip Loans

Purchase

Fix & Flip Loans may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Renovation

Fix & Flip Loans may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Rehab budgets

Fix & Flip Loans may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Investor timelines

Fix & Flip Loans may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Value-add properties

Fix & Flip Loans may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

Resale strategy

Fix & Flip Loans may be reviewed for this type of funding purpose depending on qualifications, documentation, and lender guidelines.

FAQ

Fix & Flip Loans Questions

What is Fix & Flip Loans?

Fix-and-flip financing is short-term real-estate funding designed around acquiring and renovating an investment property for resale or another exit. Approval depends on the borrower, property, project and provider requirements.

What information matters for Fix & Flip Loans?

The project budget, property value, renovation scope, timeline, liquidity, experience and exit plan can all affect fit. Providers may evaluate the acquisition and renovation components separately.

Can I ask Joe about my situation before applying?

Yes. Text Joe Direct at (872) 228-5250 or use the Deal Match Engine™ to identify a suggested funding path before submitting a full request.

Text Joe Direct - (872) 228-5250

Expanded investor-lending options: Joe Starcher Funding works with multiple direct and specialty lending channels for non-owner-occupied investment real estate, including fix-and-flip, bridge, DSCR rental, ground-up/new construction and portfolio scenarios. Program availability, leverage, pricing and timing vary by property, borrower profile, state and underwriting.

Have a Deal That Needs a Personal Review?

Submit your business funding or real estate loan scenario and Joe will review the details personally.

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Joe Starcher Funding

Business Funding • Real Estate Investment Funding • Fast Capital. Real Solutions.

Visit JoeStarcherFunding.com • Text Joe Direct: (872) 228-5250