Funding Solutions

Funding Solutions Center

Choose the funding path that matches your situation: business funding, real estate funding, self-employed borrower solutions, investor loans, fast closings, or hard-to-place deals.

Current Core Guidelines

Quick Program Comparison

ProgramAmountRevenue / TIBCreditTerm
Working Capital$1K–$15MM$10K/mo • 3+ monthsNo stated minimum1–24 months
Business LOC$5K–$2MM$10K/mo • 6+ months550+Varies
Term Loan$25K–$750K$50K AGR • 2+ years680+6 months–10 years
SBA$150K–$5MMProfitable or $250K+ annual • 2+ years640+5/10/20 years
Fundrock HELOC ExpressUp to $700KBusiness-purpose financing; eligibility requirements applySubject to credit approvalFundrock determines final terms
CREUp to $50MM2+ years • experience/liquidity matter650+26–30 years

Program snapshot: Guidelines are provided for orientation only and may change. Final eligibility, approval, rates, terms, amounts, documentation, property requirements, and funding timing are determined by the applicable lender and underwriting.

Business Funding Solutions

Same-Day Business Funding

Fast capital options for business owners who need funding quickly for payroll, inventory, cash flow, equipment, or urgent business needs.

Explore Same-Day Business Funding

Working Capital

Funding options for day-to-day business expenses, seasonal slowdowns, vendor payments, payroll, and operating cash flow.

Explore Working Capital

Business Lines Of Credit

Flexible business funding that may allow access to capital as needed for recurring expenses and growth needs.

Explore Business Lines of Credit

Equipment Financing

Funding solutions for businesses that need vehicles, machinery, tools, technology, or operational equipment.

Explore Equipment Financing

SBA Funding

SBA and traditional business funding options for stronger borrowers seeking longer-term financing structures.

Explore SBA Funding

Real Estate Funding Solutions

Non-QM Loans

Mortgage and real estate funding options for borrowers who do not fit traditional qualified mortgage guidelines.

Explore Non-QM Loans

DSCR Loans

Investor property loans commonly focused on rental income and property cash flow rather than traditional personal income documentation.

Explore DSCR Loans

Bank Statement Loans

Loan options for self-employed borrowers who may qualify based on deposits instead of traditional tax-return income.

Explore Bank Statement Loans

Investor Loans

Funding options for real estate investors purchasing, refinancing, or expanding rental and investment property portfolios.

Explore Investor Loans

Bridge Loans

Short-term real estate financing options for time-sensitive acquisitions, transitions, or repositioning opportunities.

Explore Bridge Loans

Fix & Flip Loans

Funding options for real estate investors acquiring and renovating properties for resale or repositioning.

Explore Fix & Flip Loans

Commercial Real Estate Funding

Funding options for commercial, mixed-use, multi-family, owner-occupied, and investor-owned real estate scenarios.

Explore Commercial Real Estate Funding

Not Sure Where To Start?

I own a business

Start with working capital, same-day funding, line of credit, equipment, or SBA options.

I am buying investment property

Start with DSCR, investor loans, bridge, fix & flip, or commercial real estate funding.

I am self-employed

Start with Non-QM, bank statement loans, DSCR, or alternative documentation programs.

A bank said no

Submit the scenario for review. A decline does not always mean the deal is dead.

Text Joe Direct - (872) 228-5250
Featured Real Estate Programs

Investor and Home-Equity Funding Paths

Ground-Up Construction

Construction financing for qualified investors and developers, based on the project, budget, experience, liquidity, and exit strategy.

Explore Construction Funding

Fix & Flip

Acquisition and renovation funding for qualifying non-owner-occupied investment properties.

Explore Fix & Flip

DSCR & Rental

Long-term rental financing that may focus on property cash flow rather than traditional personal-income documentation.

Explore DSCR Loans

Fundrock HELOC Express

Access up to $700K from your home's equity and keep your existing first mortgage in place. Funds in as few as 5 business days, subject to approval.

Explore HELOC Express

#ad · I'm a Fundrock Capital affiliate partner. If you apply through my link and your loan funds, I may receive a commission at no extra cost to you.

Have a Deal That Needs a Personal Review?

Submit your business funding or real estate loan scenario and Joe will review the details personally.

Submit Your Deal for Personal Review